Managing Collateral Protection Insurance (CPI) is essential to protecting your dealership’s assets and ensuring financial stability. However, staying on top of CPI policies can be challenging and time-consuming, especially in a buy-here, pay-here (BHPH) dealership where you must track numerous accounts and vehicles.

At ACS, we offer specialized CPI Management services designed to take the burden off your shoulders and ensure that your CPI program is managed with the highest level of expertise and attention to detail. After all, CPI is your money, and it should be treated with the utmost care and professionalism. CPI is an essential safeguard for your dealership. It automatically provides insurance coverage when your customers fail to maintain their policies. This protects your financial interest in the vehicle and ensures that your dealership isn’t left vulnerable in an accident or loss.

However, managing CPI policies can be overwhelming, as it requires constant tracking of customer-provided insurance, activating CPI when necessary, and maintaining accurate records to ensure compliance with internal policies and state regulations. That’s where ACS comes in. Our experienced team, with years of expertise in insurance management, is here to manage every aspect of your CPI program, from initial activation to ongoing monitoring and updates. We ensure that every vehicle in your portfolio is adequately insured through customer-provided or CPI. 

When customers let their insurance lapse, we immediately activate CPI, ensuring that there is no gap in coverage and that your dealership’s financial interests are fully protected. Our team takes care of all the paperwork and administrative tasks, allowing you to focus on running your dealership without worrying about the complexities of insurance management.

Our team at ACS understands the emotional and economic significance of this decision, and we're here to guide you through every step of the process. We ensure that the transaction is handled with professionalism, transparency, and a commitment to getting you the best possible deal for your portfolio.

The investment group we've partnered with has years of experience purchasing BHPH portfolios and understands the industry's unique dynamics. They are flexible and willing to work with you to create a deal that suits your needs, whether you're looking for an immediate sale or a more gradual exit. We aim to make the process seamless and stress-free so you can focus on planning your next chapter while we handle the details.

One of the key benefits of working with ACS is the peace of mind that comes from knowing your portfolio is in good hands. Our investment group is looking to purchase portfolios and has a vested interest in continuing to manage those accounts responsibly. This means that the customers you've served will continue to be cared for, ensuring that your legacy of customer service and commitment to the community is not just preserved but enhanced.

Besides portfolio purchasing, we offer comprehensive support throughout the transition process. We can assist with portfolio evaluation, helping you determine the value of your accounts and providing insights into the market. Whether you're looking for a full or partial sale, ACS can help tailor the solution to meet your specific goals and financial objectives.

If you're considering selling your portfolio, now is the perfect time to explore your options. The market for active portfolios is strong, and with our trusted partners in Evansville, Indiana, we're confident that we can help you secure a favorable deal. Let us take the complexity out of portfolio purchasing and help you quickly move on to the next stage of your life.

Are you ready to step away from the BHPH business and enjoy the next phase of life? Whether you're looking to retire, start a new venture, or take a well-deserved break, ACS is here to make selling your portfolio as smooth and profitable as possible. Please reach out to us today to learn how we can help you transition out of the business and make sure your hard work continues to pay off.